> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paymend.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Settlement paid out
> Every event that contributed to a payout, with associated fees.
One row per event included in a payout, covering both money movement and fees.
The sum of `payout_amount` across the file is the amount paid to your account
on the payout date.
```
report_settlement_paid_out-{merchant_name}-{payout_date}.csv
```
The single date in the filename is the **payout date**, not the period
covered. A file named `...-20260912.csv` contains events with
`event_effective_at` falling in the settlement period that closed before
12 September.
## Columns
| Column | Type | Description |
| --------------------------- | --------- | ------------------------------------------------------------------------------------------------- |
| `event_id` | string | The event being settled. Matches `event_id` in the transactions or disputes report. |
| `event_effective_at` | timestamp | When the event is eligible for payout. UTC. |
| `payout_date` | date | When the event is paid out. |
| `payment_id` | string | The payment the event relates to. |
| `merchant_name` | string | Your merchant identifier. |
| `store_id` | string | Store the payment belongs to. |
| `merchant_reference` | string | Your own reference from the payment request. |
| `event_type` | enum | `SALE`, `REFUND`, `ALERT`, `RDR`, `CHARGEBACK`, `FRAUD_REPORT`. |
| `event_status` | enum | `CAPTURED`, `REFUNDED`, `RESOLVED`, `NO_ACTION_TAKEN`. |
| `event_amount` | decimal | Signed amount of the event itself. |
| `event_currency` | string | Currency the event was denominated in, or `NA` where the event carries no amount. |
| `payout_currency` | string | Currency this row is settled in. |
| `fx_rate` | decimal | Rate applied to convert `event_amount` into `payout_currency`. Empty where no conversion applies. |
| `platform_fee` | decimal | Variable processing fee. Negative when funds are deducted from the payout. |
| `recovery_fee` | decimal | Fixed per-transaction fee. Negative when funds are deducted from the payout. |
| `dispute_fee` | decimal | Fee charged for a dispute event. Negative when funds are deducted from the payout. |
| `delayed_settlement_amount` | decimal | Amount to be paid out on longer settlement timeline. Negative. |
| `payout_amount` | decimal | Net contribution of this row to the payout. |
## Every row sums
The five component columns add up to `payout_amount` on every row, with no
exceptions:
```
payout_amount = event_amount
+ platform_fee
+ recovery_fee
+ dispute_fee
+ delayed_settlement_amount
```
Debits are negative and credits positive, so the total is a plain sum — you
never need to know which columns to subtract.
This means signs differ between reports by design. A refund of 97.00 appears
as `97.00` in the transactions report, where the amount is unsigned and
direction comes from `event_type`, and as `-97.00` here, where the column
feeds an arithmetic total.
Summing `payout_amount` across the whole file gives the amount credited to your
bank account on the payout date.
## What each event type contributes
| `event_type` | `event_amount` | Fees applied |
| -------------- | -------------------------- | ----------------------------------------------------------- |
| `SALE` | Positive — amount credited | `platform_fee`, `recovery_fee`, `delayed_settlement_amount` |
| `REFUND` | Negative — amount debited | `platform_fee`, `recovery_fee` |
| `CHARGEBACK` | Negative — amount debited | `dispute_fee` |
| `RDR` | Negative — amount debited | `dispute_fee` |
| `ALERT` | Zero | `dispute_fee` |
| `FRAUD_REPORT` | Zero | `dispute_fee` |
`ALERT` and `FRAUD_REPORT` rows carry no amount because the event itself moves
no money — they are notifications, and only the fee applies. Where an alert led
you to refund the payment, that refund appears separately as its own `REFUND`
row.
## Delayed settlement
`delayed_settlement_amount` is a proportion of each capture withheld rather than
paid out. It is a hold, not a fee: the amount is returned on the agreed release
schedule and appears as a separate release event in a later settlement report.
Do not treat it as a cost when calculating your effective rate.
## Example
```csv report_settlement_paid_out-my_merchant-20260912.csv theme={null}
event_id,event_effective_at,payout_date,payment_id,merchant_name,store_id,merchant_reference,event_type,event_status,event_amount,event_currency,payout_currency,fx_rate,platform_fee,recovery_fee,dispute_fee,delayed_settlement_amount,payout_amount
AUTH_Qw7fRb2Nx4,2026-08-01 09:15:44 UTC,2026-09-01,PAYM_7bQ2xKmR4v,my_merchant,store_abc,ORD-88213,AUTH,AUTHORIZED,0,NA,USD,,0,-1.00,0,0,-1.00
SALE_Kv8dRn2Yx9,2026-08-01 11:49:03 UTC,2026-09-01,PAYM_Nc9wTdLs3E,my_merchant,store_123,ORD-88214,SALE,CAPTURED,129.50,USD,USD,1,-19.43,-1.00,0,-12.95,96.12
CAPT_Hm3yTv8Ld6,2026-08-02 10:04:11 UTC,2026-09-01,PAYM_7bQ2xKmR4v,my_merchant,store_abc,ORD-88213,CAPTURE,CAPTURED,49.00,USD,USD,1,-7.35,0,0,-4.90,36.75
FRAD_9tRm2xQwLe,2026-08-03 02:11:07 UTC,2026-09-01,PAYM_7bQ2xKmR4v,my_merchant,store_abc,ORD-88213,ALERT,REFUNDED,0,NA,USD,,0,0,-20.00,0,-20.00
REFN_Bd9nXq5Vh7,2026-08-03 14:22:10 UTC,2026-09-01,PAYM_7bQ2xKmR4v,my_merchant,store_abc,ORD-88213,REFUND,REFUNDED,-49.00,USD,USD,1,0,0,0,0,-49.00
SALE_Pj6cWz4Mt1,2026-08-07 08:33:52 UTC,2026-09-01,PAYM_Td5xGm9Kc3,my_merchant,store_123,ORD-88224,SALE,CAPTURED,250.00,USD,USD,1,-37.50,-1.00,0,-25.00,186.50
FRAD_Xv2pQs5Bn8,2026-08-11 18:44:22 UTC,2026-09-01,PAYM_Nc9wTdLs3E,my_merchant,store_123,ORD-88214,CHARGEBACK,RESOLVED,-129.50,USD,USD,1,0,0,-25.00,0,-154.50
FRAD_Lm5bNe0kUr,2026-08-22 23:57:14 UTC,2026-09-01,PAYM_Ry6kBnXu2W,my_merchant,store_123,ORD-88219,FRAUD_REPORT,NO_ACTION_TAKEN,0,NA,USD,,0,0,-15.00,0,-15.00
```