ACCOUNT_AUTHENTICATION_FAILED | CVV/PIN provided was incorrect or invalid |
ACCOUNT_CLOSED | Consumer’s account has been closed |
ACCOUNT_NUMBER_INVALID | Consumer’s account (eg. identified by card PAN) or issuing bank has not been recognised or does not exist |
BLOCKED_BY_PAYMEND | Payment blocked by Paymend |
CARD_BLOCKED | Card reported as lost or stolen |
CARD_EXPIRED | Card has expired |
CARD_RESTRICTED | Card has been restricted, contact issuing bank |
EXCEEDS_AUTHORIZED_AMOUNT | Value of capture request exceeds authorised amount |
EXCEEDS_CAPTURED_AMOUNT | Value of refund request exceeds captured amount |
FORMAT_ERROR | Error found in the format of the request |
GENERIC_DECLINE | Generic issuer decline |
INSUFFICIENT_FUNDS | There are not enough funds available in the consumer’s account to authorise the transaction |
INVALID_AMOUNT | Transaction amount marked as invalid |
INVALID_MERCHANT | Invalid merchant |
INVALID_TRANSACTION | Transaction marked as invalid |
PAYMENT_METHOD_NOT_SUPPORTED | Payment method (or card brand) is not supported by Paymend |
ROUTING_ERROR | No route could be found to process the transaction |
SECURITY_VIOLATION | Transaction declined due to security or legal violation |
SUSPECTED_FRAUD | Transaction declined due to suspicion of fraud |
TRANSACTION_NOT_PERMITTED | Transaction not permitted |
UNKNOWN_FAILURE | Cause of failure is not yet mapped |
PROVIDER_UNAVAILABLE | Provider did not respond to the request |
PROVIDER_PROCESSING_ERROR | Provider experienced an error when attempting to process the transaction |
INTERNAL_SERVICE_UNAVAILABLE | A Paymend service did not respond to the request |
INTERNAL_PROCESSING_ERROR | Paymend experienced an error when attempting to process the transaction |