Source object captures all details related to where a payment originated. For example:
- Whether the payment was initiated by the consumer or the merchant
- Identifying the store (e.g., website) where a payment originated
- Details related to the device that was used to initiate the purchase
Properties
| Field | Type | Required | Description |
|---|---|---|---|
storeId | string | ✅ | A Paymend-defined identifier for the merchant’s store (e.g., the website where the payment originated) |
initiatedBy | string | ❌ | Indicates who is initiating the payment, the CONSUMER or MERCHANT. |
Usage
Store information is used for:- Risk & compliance purposes, ensuring we’re only processing payments from recognised stores
- Descriptor optimization, helping to reduce fraud rates
Providing accurate initiator information helps improve payment success rates and fraud detection.