Paymend API documentation

The encryptedCard response object contains the card information returned in payment responses. Sensitive data is masked or represented as flags for security.

Properties

Field	Type	Description
`bin`	`string`	Bank Identification Number (BIN) - first 8 digits for Visa/Mastercard, first 6 digits for Amex
`holderName`	`string`	Name printed on the card
`cvvPresentDuringAttempt`	`boolean`	Indicates whether CVV was provided during the payment attempt
`expiryMonth`	`string`	Expiration month (01-12)
`expiryYear`	`string`	Expiration year (4 digits)
`brand`	`string`	Card brand (e.g., “VISA”, “MASTERCARD”, “AMEX”)

Security Notes

Sensitive Data Protection - The encryptedCard response object is designed to return only non-sensitive card information for security purposes.

BIN Information: Only the Bank Identification Number is returned, not the full card number
CVV Status: The cvvPresentDuringAttempt flag indicates whether CVV was provided without exposing the actual value
Data Masking: All sensitive card data is masked or excluded from responses
PCI Compliance: This response format helps maintain PCI DSS compliance by avoiding storage of sensitive card data

Example

`encryptedCard` Response

{
  "bin": "55555555",
  "holderName": "Jane Smith",
  "cvvPresentDuringAttempt": false,
  "expiryMonth": "06",
  "expiryYear": "2026",
  "brand": "MASTERCARD"
}